{"id":25,"date":"2026-09-13T20:01:15","date_gmt":"2026-09-13T20:01:15","guid":{"rendered":"https:\/\/escritorioconsumidor.com.br\/?page_id=25"},"modified":"2026-09-13T20:07:09","modified_gmt":"2026-09-13T20:07:09","slug":"elementor-25","status":"publish","type":"page","link":"https:\/\/escritorioconsumidor.com.br\/","title":{"rendered":"Elementor #25"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25\" class=\"elementor elementor-25\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-aos=\"fade-up\" class=\"hostinger-elementor-aos elementor-element elementor-element-288b972 e-con-full e-flex e-con e-parent\" data-id=\"288b972\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6da0cc elementor-widget elementor-widget-html\" data-id=\"f6da0cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n     ESCRIT\u00d3RIO CONSUMIDOR \u2014 DIREITO DO CONSUMIDOR (LP COMPLETA)\r\n     Escopo: #ec-lp  \u00b7  Nenhuma vari\u00e1vel em :root\r\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n\r\n<!-- Google Ads -->\r\n<script async src=\"https:\/\/www.googletagmanager.com\/gtag\/js?id=AW-18011287265\"><\/script>\r\n<script>\r\n  window.dataLayer = window.dataLayer || [];\r\n  function gtag(){dataLayer.push(arguments);}\r\n  gtag('js', new Date());\r\n  gtag('config', 'AW-18011287265');\r\n<\/script>\r\n\r\n<!-- Meta Pixel -->\r\n<script>\r\n!function(f,b,e,v,n,t,s){if(f.fbq)return;n=f.fbq=function(){n.callMethod?\r\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};if(!f._fbq)f._fbq=n;\r\nn.push=n;n.loaded=!0;n.version='2.0';n.queue=[];t=b.createElement(e);t.async=!0;\r\nt.src=v;s=b.getElementsByTagName(e)[0];s.parentNode.insertBefore(t,s)}(window,\r\ndocument,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js');\r\nfbq('init','813374391795856');\r\nfbq('track','PageView');\r\n<\/script>\r\n<noscript><img height=\"1\" width=\"1\" style=\"display:none\"\r\nsrc=\"https:\/\/www.facebook.com\/tr?id=813374391795856&ev=PageView&noscript=1\" alt=\"\"\/><\/noscript>\r\n\r\n<script>\r\nwindow.trackWppClick = function(){\r\n  if (typeof fbq === 'function') fbq('track','Lead');\r\n  if (typeof gtag === 'function') gtag('event','conversion',{\r\n    'send_to':'AW-18011287265\/d-FHCN-ks4ccEOHduYxD','value':1.0,'currency':'BRL'});\r\n  return true;\r\n};\r\n<\/script>\r\n\r\n<!-- \u2550\u2550\u2550 SEO: dados estruturados \u2550\u2550\u2550 -->\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\":\"https:\/\/schema.org\",\r\n  \"@type\":\"LegalService\",\r\n  \"name\":\"Escrit\u00f3rio Consumidor\",\r\n  \"description\":\"Escrit\u00f3rio de advocacia privado especializado em Direito do Consumidor. Nome negativado indevidamente, cobran\u00e7as abusivas, negativa de plano de sa\u00fade, problemas com bancos, telefonia e compras. Honor\u00e1rios apenas no \u00eaxito.\",\r\n  \"url\":\"https:\/\/escritorioconsumidor.com.br\",\r\n  \"telephone\":\"+5521993508225\",\r\n  \"email\":\"advjoaopiresesa@gmail.com\",\r\n  \"priceRange\":\"Consulta gratuita\",\r\n  \"areaServed\":{\"@type\":\"Country\",\"name\":\"Brasil\"},\r\n  \"address\":{\r\n    \"@type\":\"PostalAddress\",\r\n    \"streetAddress\":\"R. Gessyr Gon\u00e7alves Fontes, 115, Sala 401 - Centro\",\r\n    \"addressLocality\":\"S\u00e3o Jo\u00e3o de Meriti\",\r\n    \"addressRegion\":\"RJ\",\r\n    \"postalCode\":\"25520-570\",\r\n    \"addressCountry\":\"BR\"\r\n  },\r\n  \"geo\":{\"@type\":\"GeoCoordinates\",\"latitude\":-22.769269,\"longitude\":-43.371287},\r\n  \"employee\":{\r\n    \"@type\":\"Attorney\",\r\n    \"name\":\"Jo\u00e3o Pedro Pires\",\r\n    \"identifier\":\"OAB\/RJ 260430\",\r\n    \"jobTitle\":\"Advogado\"\r\n  },\r\n  \"knowsAbout\":[\r\n    \"Direito do Consumidor\",\"Negativa\u00e7\u00e3o indevida\",\"Cobran\u00e7a abusiva\",\r\n    \"Negativa de plano de sa\u00fade\",\"Dano moral\",\"Golpe banc\u00e1rio\",\r\n    \"Cobran\u00e7a de d\u00edvida paga\",\"Produto com defeito\"\r\n  ]\r\n}\r\n<\/script>\r\n\r\n<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\":\"https:\/\/schema.org\",\r\n  \"@type\":\"FAQPage\",\r\n  \"mainEntity\":[\r\n    {\"@type\":\"Question\",\"name\":\"Fui negativado por uma d\u00edvida que n\u00e3o reconhe\u00e7o. 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display:inline-flex;flex-direction:column;align-items:center;\r\n  border:1px solid rgba(197,168,89,.35);border-radius:100px;\r\n  padding:8px 22px;margin-bottom:34px;background:rgba(197,168,89,.06);\r\n}\r\n#ec-lp .ec-seal-t{\r\n  font-size:9px;font-weight:700;letter-spacing:.16em;\r\n  text-transform:uppercase;color:var(--gold);margin-bottom:3px;\r\n}\r\n#ec-lp .ec-seal-v{font-size:12.5px;font-weight:700;color:var(--white)}\r\n\r\n#ec-lp .ec-h1{\r\n  font-size:clamp(2.3rem,5.2vw,4rem);line-height:1.1;\r\n  color:var(--white);margin-bottom:24px;max-width:20ch;\r\n}\r\n#ec-lp .ec-h1 i{font-style:italic;color:var(--gold-l);display:block;margin-top:4px}\r\n\r\n#ec-lp .ec-h2sub{\r\n  font-family:var(--fb);font-weight:400;\r\n  font-size:clamp(1rem,1.7vw,1.18rem);line-height:1.7;\r\n  color:rgba(255,255,255,.66);margin-bottom:34px;max-width:60ch;\r\n}\r\n#ec-lp .ec-h2sub b{font-weight:700;color:var(--gold-l)}\r\n\r\n#ec-lp .ec-alerts{\r\n  display:grid;grid-template-columns:1fr 1fr;gap:14px;\r\n  width:100%;max-width:760px;margin-bottom:38px;text-align:left;\r\n}\r\n#ec-lp .ec-alert{\r\n  display:flex;align-items:flex-start;gap:13px;\r\n  padding:16px 18px;border-radius:10px;\r\n  background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.09);\r\n  border-left:3px solid var(--gold);\r\n  font-size:13px;line-height:1.55;color:rgba(255,255,255,.62);\r\n}\r\n#ec-lp .ec-alert b{color:var(--white);font-weight:700}\r\n#ec-lp .ec-alert-warn{border-left-color:#e6ce83}\r\n#ec-lp .ec-alert-ico{font-size:19px;line-height:1.3;flex-shrink:0}\r\n\r\n#ec-lp .ec-acts{\r\n  display:flex;flex-direction:column;align-items:center;gap:14px;\r\n  width:100%;max-width:480px;\r\n}\r\n#ec-lp .ec-cta{\r\n  display:inline-flex;align-items:center;justify-content:center;gap:12px;\r\n  background:#1a9647 !important;color:#ffffff !important;\r\n  font-size:1.08rem;font-weight:800;padding:20px 34px;border-radius:9px;\r\n  box-shadow:0 10px 34px rgba(26,150,71,.4);\r\n  transition:background .3s ease,transform .3s ease,box-shadow .3s ease;\r\n  width:100%;text-decoration:none;cursor:pointer;\r\n}\r\n#ec-lp .ec-cta:hover{\r\n  background:#147a38 !important;color:#ffffff !important;\r\n  transform:translateY(-3px);box-shadow:0 18px 40px -5px rgba(26,150,71,.55);\r\n}\r\n#ec-lp .ec-cta svg{width:22px;height:22px;fill:#ffffff;flex-shrink:0}\r\n\r\n#ec-lp .ec-fine{\r\n  font-size:11.5px;font-weight:500;color:rgba(255,255,255,.4);\r\n  text-align:center;line-height:1.6;\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CABE\u00c7ALHO DE SE\u00c7\u00c3O \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-sec{padding:6rem 5%}\r\n#ec-lp .ec-sec-wash{background:var(--wash)}\r\n#ec-lp .ec-sec-in{max-width:1200px;margin:0 auto}\r\n#ec-lp .ec-sec-head{text-align:center;max-width:760px;margin:0 auto 3.5rem}\r\n#ec-lp .ec-kick{\r\n  display:inline-block;font-size:10.5px;font-weight:800;letter-spacing:.16em;\r\n  text-transform:uppercase;color:var(--gold-l);background:var(--ink);\r\n  padding:6px 16px;border-radius:100px;margin-bottom:1.1rem;\r\n}\r\n#ec-lp .ec-h2{\r\n  font-size:clamp(1.8rem,3.4vw,2.7rem);line-height:1.18;color:var(--ink);margin-bottom:1rem;\r\n}\r\n#ec-lp .ec-h2 i{font-style:italic;color:var(--gold-d)}\r\n#ec-lp .ec-sec-sub{font-size:1.08rem;line-height:1.7;color:var(--body)}\r\n#ec-lp .ec-sec-sub b{color:var(--ink);font-weight:700}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CASOS (6 cards) \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}\r\n#ec-lp .ec-caso{\r\n  background:var(--white);border:1px solid var(--line);border-radius:14px;\r\n  padding:2.2rem 1.9rem;position:relative;overflow:hidden;\r\n  display:flex;flex-direction:column;\r\n  box-shadow:0 4px 12px rgba(10,12,18,.03);\r\n  transition:transform .4s cubic-bezier(.16,1,.3,1),box-shadow .4s ease,border-color .4s ease;\r\n}\r\n#ec-lp .ec-caso::before{\r\n  content:'';position:absolute;top:0;left:0;width:100%;height:3px;\r\n  background:linear-gradient(135deg,var(--gold-l) 0%,var(--gold) 50%,var(--gold-d) 100%);\r\n  transform:scaleX(0);transform-origin:left;transition:transform .4s ease;\r\n}\r\n#ec-lp .ec-caso:hover{transform:translateY(-5px);border-color:var(--gold-bd);box-shadow:0 20px 40px -10px rgba(10,12,18,.1)}\r\n#ec-lp .ec-caso:hover::before{transform:scaleX(1)}\r\n#ec-lp .ec-caso-ico{\r\n  width:52px;height:52px;border-radius:11px;flex-shrink:0;\r\n  background:var(--gold-bg);border:1px solid var(--gold-bd);\r\n  display:flex;align-items:center;justify-content:center;\r\n  margin-bottom:1.3rem;transition:background .3s ease;\r\n}\r\n#ec-lp .ec-caso-ico svg{width:24px;height:24px;stroke:var(--gold-d);fill:none;stroke-width:2}\r\n#ec-lp .ec-caso:hover .ec-caso-ico{background:var(--ink);border-color:var(--ink)}\r\n#ec-lp .ec-caso:hover .ec-caso-ico svg{stroke:var(--gold-l)}\r\n#ec-lp .ec-caso-t{font-family:var(--fd);font-size:1.22rem;font-weight:700;color:var(--ink);line-height:1.24;margin-bottom:.7rem}\r\n#ec-lp .ec-caso-d{font-size:.96rem;line-height:1.65;color:var(--body);flex-grow:1}\r\n#ec-lp .ec-caso-d b{color:var(--ink-2);font-weight:700}\r\n#ec-lp .ec-caso-law{\r\n  margin-top:1.1rem;padding-top:.9rem;border-top:1px solid var(--line);\r\n  font-size:10.5px;font-weight:700;letter-spacing:.06em;\r\n  text-transform:uppercase;color:var(--gold-d);\r\n}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DANO MORAL (destaque) \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-dm{\r\n  background:var(--ink);padding:5rem 5%;position:relative;overflow:hidden;\r\n}\r\n#ec-lp .ec-dm::before{\r\n  content:'';position:absolute;inset:0;pointer-events:none;opacity:.5;\r\n  background:radial-gradient(ellipse 45% 55% at 88% 12%,rgba(197,168,89,.14) 0%,transparent 62%);\r\n}\r\n#ec-lp .ec-dm-in{\r\n  max-width:1100px;margin:0 auto;position:relative;z-index:2;\r\n  display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;\r\n}\r\n#ec-lp .ec-dm-kick{\r\n  display:inline-block;font-size:10.5px;font-weight:800;letter-spacing:.16em;\r\n  text-transform:uppercase;color:var(--gold-l);border:1px solid var(--gold-bd);\r\n  padding:5px 14px;border-radius:100px;margin-bottom:1.2rem;\r\n}\r\n#ec-lp .ec-dm h2{\r\n  font-size:clamp(1.7rem,3.2vw,2.5rem);line-height:1.18;color:var(--white);margin-bottom:1rem;\r\n}\r\n#ec-lp .ec-dm h2 i{font-style:italic;color:var(--gold-l)}\r\n#ec-lp .ec-dm p{font-size:1.02rem;line-height:1.75;color:rgba(255,255,255,.62);margin-bottom:1rem}\r\n#ec-lp .ec-dm p b{color:var(--white);font-weight:600}\r\n#ec-lp .ec-dm-law{\r\n  font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;\r\n  color:var(--gold);padding-top:1rem;border-top:1px solid rgba(255,255,255,.1);\r\n}\r\n#ec-lp .ec-cards2{display:grid;grid-template-columns:1fr;gap:1rem}\r\n#ec-lp .ec-c2{\r\n  border:1px solid rgba(255,255,255,.1);border-radius:12px;\r\n  padding:1.5rem 1.6rem;background:rgba(255,255,255,.02);\r\n  display:flex;gap:1rem;align-items:flex-start;\r\n}\r\n#ec-lp .ec-c2-n{\r\n  font-family:var(--fd);font-size:1.6rem;font-weight:800;line-height:1;\r\n  color:var(--gold-l);flex-shrink:0;\r\n}\r\n#ec-lp .ec-c2-t{font-size:14px;font-weight:700;color:var(--white);margin-bottom:4px}\r\n#ec-lp .ec-c2-d{font-size:12.5px;color:rgba(255,255,255,.55);line-height:1.55}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DR. JO\u00c3O \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-dr{background:var(--white);padding:6rem 5%}\r\n#ec-lp .ec-dr-in{\r\n  max-width:1100px;margin:0 auto;\r\n  display:grid;grid-template-columns:.85fr 1.15fr;gap:4.5rem;align-items:center;\r\n}\r\n#ec-lp .ec-dr-visual{position:relative;max-width:400px;margin:0 auto;width:100%}\r\n#ec-lp .ec-dr-photo{\r\n  width:100%;height:600px;border-radius:4px;\r\n  background-image:url('http:\/\/escritorioconsumidor.com.br\/wp-content\/uploads\/2026\/09\/Whisk_7a8128d61ebd4a8bfb1467122bf8dc54dr.png');\r\n  background-size:cover;background-position:center 10%;\r\n  box-shadow:0 10px 30px rgba(0,0,0,.08);\r\n}\r\n#ec-lp .ec-dr-badge{\r\n  position:absolute;bottom:30px;right:-38px;\r\n  background:var(--ink);padding:18px 24px;border-radius:4px;\r\n  border-left:3px solid var(--gold);\r\n  box-shadow:0 15px 35px rgba(0,0,0,.25);z-index:2;\r\n}\r\n#ec-lp .ec-dr-badge-t{\r\n  display:block;font-size:9.5px;color:var(--gold-l);text-transform:uppercase;\r\n  font-weight:700;margin-bottom:5px;letter-spacing:.1em;\r\n}\r\n#ec-lp .ec-dr-badge-v{display:block;font-size:1rem;font-weight:700;color:var(--white)}\r\n#ec-lp .ec-dr h2{font-size:clamp(1.9rem,3.4vw,2.7rem);line-height:1.16;color:var(--ink);margin-bottom:1.4rem}\r\n#ec-lp .ec-dr h2 i{font-style:italic;color:var(--gold-d)}\r\n#ec-lp .ec-dr-p{font-size:1.04rem;line-height:1.72;color:var(--body);margin-bottom:1.1rem}\r\n#ec-lp .ec-dr-p b{color:var(--ink-2);font-weight:700}\r\n#ec-lp .ec-dr-box{\r\n  background:var(--white);border:1px solid var(--line);\r\n  border-left:5px solid var(--green);border-radius:6px;\r\n  padding:1.5rem;margin:2rem 0 1.5rem;\r\n}\r\n#ec-lp .ec-dr-box-t{\r\n  display:flex;align-items:center;gap:11px;font-size:1.08rem;\r\n  color:var(--ink);font-weight:800;margin-bottom:.7rem;\r\n}\r\n#ec-lp .ec-dr-check{\r\n  width:24px;height:24px;background:var(--green);border-radius:50%;\r\n  display:flex;align-items:center;justify-content:center;flex-shrink:0;\r\n}\r\n#ec-lp .ec-dr-box p{font-size:.95rem;color:var(--body);line-height:1.62}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 PROCESSO \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.6rem;margin-bottom:4rem}\r\n#ec-lp .ec-step-c{\r\n  background:var(--white);border:1px solid var(--line);border-radius:14px;\r\n  padding:2.4rem 1.5rem;text-align:center;position:relative;\r\n  box-shadow:0 8px 24px -6px rgba(10,12,18,.05);\r\n  transition:transform .3s ease,border-color .3s ease;\r\n}\r\n#ec-lp .ec-step-c:hover{transform:translateY(-6px);border-color:var(--gold-bd)}\r\n#ec-lp .ec-step-n{\r\n  width:68px;height:68px;margin:0 auto 1.5rem;border-radius:50%;\r\n  background:var(--ink);border:1px solid var(--gold);\r\n  display:flex;align-items:center;justify-content:center;\r\n  font-family:var(--fd);font-size:1.5rem;font-weight:800;color:var(--gold-l);\r\n  box-shadow:0 0 0 6px var(--white),0 0 0 8px rgba(10,12,18,.04);\r\n}\r\n#ec-lp .ec-step-t{font-size:1.06rem;font-weight:800;color:var(--ink);margin-bottom:.6rem;font-family:var(--fb)}\r\n#ec-lp .ec-step-d{font-size:.92rem;color:var(--body);line-height:1.6}\r\n#ec-lp .ec-guar{\r\n  background:var(--white);border:1px solid var(--gold-bd);border-radius:16px;\r\n  padding:3rem 3.5rem;display:flex;align-items:center;gap:3rem;\r\n  box-shadow:0 25px 50px -12px rgba(10,12,18,.07);\r\n}\r\n#ec-lp .ec-guar-ico{\r\n  flex-shrink:0;width:76px;height:76px;border-radius:16px;\r\n  background:var(--gold-bg);border:1px solid var(--gold-bd);\r\n  display:flex;align-items:center;justify-content:center;\r\n}\r\n#ec-lp .ec-guar-ico svg{width:34px;height:34px;stroke:var(--gold-d);fill:none;stroke-width:2}\r\n#ec-lp .ec-guar h3{font-size:1.55rem;font-weight:700;color:var(--ink);margin-bottom:.6rem}\r\n#ec-lp .ec-guar p{font-size:1.02rem;color:var(--body);line-height:1.65}\r\n#ec-lp .ec-guar p b{color:var(--ink);font-weight:700}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DEPOIMENTOS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-dep{\r\n  background:var(--white);border:1px solid var(--line);border-radius:16px;\r\n  padding:1.9rem;display:flex;flex-direction:column;\r\n  box-shadow:0 10px 25px -5px rgba(10,12,18,.03);\r\n  transition:transform .3s ease,border-color .3s ease,box-shadow .3s ease;\r\n}\r\n#ec-lp .ec-dep:hover{transform:translateY(-5px);border-color:var(--gold-bd);box-shadow:0 20px 30px -10px rgba(10,12,18,.08)}\r\n#ec-lp .ec-dep-h{display:flex;align-items:center;gap:.9rem;margin-bottom:1.1rem}\r\n#ec-lp .ec-dep-av{\r\n  width:46px;height:46px;border-radius:50%;flex-shrink:0;\r\n  display:flex;align-items:center;justify-content:center;\r\n  font-size:1.05rem;font-weight:800;color:var(--white);font-family:var(--fd);\r\n}\r\n#ec-lp .ec-av1{background:#0a0c12} #ec-lp .ec-av2{background:#4b5563}\r\n#ec-lp .ec-av3{background:#8c7335} #ec-lp .ec-av4{background:#1f2937}\r\n#ec-lp .ec-av5{background:#334155} #ec-lp .ec-av6{background:#c5a859}\r\n#ec-lp .ec-dep-n{font-size:1rem;font-weight:700;color:var(--ink);line-height:1.2}\r\n#ec-lp .ec-dep-st{color:var(--gold);font-size:12px;letter-spacing:1px;margin-top:3px}\r\n#ec-lp .ec-dep-x{font-size:.93rem;color:var(--body);line-height:1.68;font-style:italic;flex-grow:1}\r\n#ec-lp .ec-dep-x b{color:var(--ink-2);font-weight:700;font-style:normal}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 FAQ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n#ec-lp .ec-faq{max-width:840px;margin:0 auto}\r\n#ec-lp .ec-fq{border-bottom:1px solid var(--line)}\r\n#ec-lp .ec-fq-q{\r\n  width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;\r\n  padding:22px 0;text-align:left;\r\n  font-size:1.05rem;font-weight:700;color:var(--ink);font-family:var(--fd);\r\n  transition:color .2s ease;line-height:1.4;\r\n}\r\n#ec-lp .ec-fq-q:hover{color:var(--gold-d)}\r\n#ec-lp .ec-fq-i{\r\n  width:26px;height:26px;border-radius:50%;border:1px solid var(--line);\r\n  display:flex;align-items:center;justify-content:center;flex-shrink:0;\r\n  font-size:16px;font-weight:400;color:var(--gold-d);\r\n  transition:transform .3s ease,background .3s ease,border-color .3s ease;\r\n}\r\n#ec-lp .ec-fq.open .ec-fq-i{transform:rotate(45deg);background:var(--ink);border-color:var(--ink);color:var(--gold-l)}\r\n#ec-lp .ec-fq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease}\r\n#ec-lp .ec-fq.open .ec-fq-a{max-height:360px;padding-bottom:22px}\r\n#ec-lp .ec-fq-a p{font-size:.98rem;line-height:1.75;color:var(--body)}\r\n#ec-lp .ec-fq-a p b{color:var(--ink-2);font-weight:700}\r\n\r\n@media(prefers-reduced-motion:reduce){#ec-lp .ec-cta:hover{transform:none}}\r\n\r\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RESPONSIVO \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n@media(max-width:1080px){\r\n  #ec-lp .ec-dm-in{grid-template-columns:1fr;gap:3rem}\r\n  #ec-lp .ec-dr-in{grid-template-columns:1fr;gap:3.5rem}\r\n  #ec-lp .ec-dr-badge{right:0}\r\n}\r\n@media(max-width:992px){\r\n  #ec-lp .ec-grid-3{grid-template-columns:repeat(2,1fr);gap:1.3rem}\r\n  #ec-lp .ec-grid-4{grid-template-columns:repeat(2,1fr)}\r\n  #ec-lp .ec-guar{flex-direction:column;text-align:center;padding:2.5rem 2rem;gap:2rem}\r\n}\r\n@media(max-width:768px){\r\n  #ec-lp .ec-sec{padding:4rem 5%}\r\n  #ec-lp .ec-grid-3{grid-template-columns:1fr}\r\n  #ec-lp .ec-grid-4{grid-template-columns:1fr}\r\n  #ec-lp .ec-dr-photo{height:460px}\r\n}\r\n@media(max-width:720px){\r\n  #ec-lp .ec-alerts{grid-template-columns:1fr;gap:11px;max-width:100%}\r\n}\r\n@media(max-width:580px){\r\n  #ec-lp .ec-hero{padding:3.2rem 5% 4rem}\r\n  #ec-lp .ec-h1{font-size:2rem}\r\n  #ec-lp .ec-cta{font-size:.98rem;padding:18px 22px}\r\n  #ec-lp .ec-dr{padding:3.5rem 5%}\r\n  #ec-lp .ec-dm{padding:3.5rem 5%}\r\n}\r\n<\/style>\r\n\r\n<div id=\"ec-lp\">\r\n\r\n<div class=\"ec-notice\">\r\n  <b>Escrit\u00f3rio de advocacia privado.<\/b> Sem v\u00ednculo com bancos, empresas, Procon ou qualquer \u00f3rg\u00e3o do governo.\r\n  <a href=\"https:\/\/escritorioconsumidor.com.br\/politica-de-privacidade\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de Privacidade<\/a>\r\n<\/div>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-hero\" aria-label=\"Escrit\u00f3rio Consumidor - Direito do Consumidor\">\r\n  <div class=\"ec-hero-in\">\r\n\r\n    <div class=\"ec-seal\">\r\n      <span class=\"ec-seal-t\">Advogado Respons\u00e1vel<\/span>\r\n      <span class=\"ec-seal-v\">Dr. Jo\u00e3o Pedro Pires \u00b7 OAB\/RJ 260.430<\/span>\r\n    <\/div>\r\n\r\n    <h1 class=\"ec-h1\">\r\n      Foi cobrado, negativado ou enganado?\r\n      <i>A empresa \u00e9 obrigada a te indenizar.<\/i>\r\n    <\/h1>\r\n\r\n    <h2 class=\"ec-h2sub\">\r\n      Nome sujo indevido, cobran\u00e7a de d\u00edvida j\u00e1 paga, plano de sa\u00fade que nega\r\n      procedimento, desconto que voc\u00ea nunca autorizou. Nosso escrit\u00f3rio exige a\r\n      repara\u00e7\u00e3o e representa voc\u00ea na Justi\u00e7a \u2014 <b>e voc\u00ea n\u00e3o paga nada at\u00e9 receber.<\/b>\r\n    <\/h2>\r\n\r\n    <div class=\"ec-alerts\" aria-label=\"Avisos\">\r\n      <div class=\"ec-alert\">\r\n        <span class=\"ec-alert-ico\">&#9878;<\/span>\r\n        <span><b>Voc\u00ea tem direito \u00e0 indeniza\u00e7\u00e3o.<\/b> O C\u00f3digo de Defesa do Consumidor obriga a empresa a reparar o dano \u2014 material e moral.<\/span>\r\n      <\/div>\r\n      <div class=\"ec-alert ec-alert-warn\">\r\n        <span class=\"ec-alert-ico\">&#9203;<\/span>\r\n        <span><b>N\u00e3o deixe o prazo passar.<\/b> A maioria dos casos prescreve em poucos anos. Verifique seu direito hoje, sem custo.<\/span>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"ec-acts\">\r\n      <a href=\"https:\/\/wa.me\/5521993508225?text=Ol%C3%A1%2C%20Dr.%20Jo%C3%A3o!%20Gostaria%20de%20uma%20an%C3%A1lise%20gratuita%20do%20meu%20caso%20de%20consumidor.\"\r\n         class=\"ec-cta\" target=\"_blank\" rel=\"noopener noreferrer\" onclick=\"trackWppClick();\">\r\n        <svg viewBox=\"0 0 24 24\"><path d=\"M17.472 14.382c-.297-.149-1.758-.867-2.03-.967-.273-.099-.471-.148-.67.15-.197.297-.767.966-.94 1.164-.173.199-.347.223-.644.075-.297-.15-1.255-.463-2.39-1.475-.883-.788-1.48-1.761-1.653-2.059-.173-.297-.018-.458.13-.606.134-.133.298-.347.446-.52.149-.174.198-.298.298-.497.099-.198.05-.371-.025-.52-.075-.149-.669-1.612-.916-2.207-.242-.579-.487-.5-.669-.51-.173-.008-.371-.01-.57-.01-.198 0-.52.074-.792.372-.272.297-1.04 1.016-1.04 2.479 0 1.462 1.065 2.875 1.213 3.074.149.198 2.096 3.2 5.077 4.487.709.306 1.262.489 1.694.625.712.227 1.36.195 1.871.118.571-.085 1.758-.719 2.006-1.413.248-.694.248-1.289.173-1.413-.074-.124-.272-.198-.57-.347m-5.421 7.403h-.004a9.87 9.87 0 01-5.031-1.378l-.361-.214-3.741.982.998-3.648-.235-.374a9.86 9.86 0 01-1.51-5.26c.001-5.45 4.436-9.884 9.888-9.884 2.64 0 5.122 1.03 6.988 2.898a9.825 9.825 0 012.893 6.994c-.003 5.45-4.437 9.884-9.885 9.884m8.413-18.297A11.815 11.815 0 0012.05 0C5.495 0 .16 5.335.157 11.892c0 2.096.547 4.142 1.588 5.945L.057 24l6.305-1.654a11.882 11.882 0 005.683 1.448h.005c6.554 0 11.89-5.335 11.893-11.893a11.821 11.821 0 00-3.48-8.413z\"\/><\/svg>\r\n        Falar com o Escrit\u00f3rio no WhatsApp\r\n      <\/a>\r\n      <p class=\"ec-fine\">\r\n        An\u00e1lise gratuita &nbsp;\u00b7&nbsp; Honor\u00e1rios apenas no \u00eaxito &nbsp;\u00b7&nbsp; Atendimento em todo o Brasil\r\n      <\/p>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CASOS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-sec ec-sec-wash\" aria-label=\"Situa\u00e7\u00f5es que geram direito\">\r\n  <div class=\"ec-sec-in\">\r\n    <div class=\"ec-sec-head\">\r\n      <span class=\"ec-kick\">Quando Voc\u00ea Tem Direito<\/span>\r\n      <h2 class=\"ec-h2\">O C\u00f3digo de Defesa do Consumidor <i>protege voc\u00ea nestes casos.<\/i><\/h2>\r\n      <p class=\"ec-sec-sub\">Se voc\u00ea passou por alguma destas situa\u00e7\u00f5es, <b>nosso escrit\u00f3rio analisa seu caso gratuitamente<\/b> e orienta sobre a repara\u00e7\u00e3o que pode ser exigida na Justi\u00e7a.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"ec-grid-3\">\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12V8H6a2 2 0 010-4h12v4\"\/><path d=\"M4 6v12a2 2 0 002 2h14v-4\"\/><path d=\"M18 12a2 2 0 000 4h4v-4z\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Nome Negativado Indevido<\/h3>\r\n        <p class=\"ec-caso-d\">Seu nome foi para o SPC ou Serasa por uma d\u00edvida que voc\u00ea n\u00e3o fez, j\u00e1 pagou ou nem foi avisado? <b>A negativa\u00e7\u00e3o indevida d\u00e1 direito \u00e0 retirada imediata do nome e a indeniza\u00e7\u00e3o por danos morais.<\/b><\/p>\r\n        <div class=\"ec-caso-law\">CDC \u00b7 Art. 43 \u00b7 S\u00famula 385 STJ<\/div>\r\n      <\/article>\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"2\" y=\"5\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M2 10h20\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Cobran\u00e7a de D\u00edvida Paga<\/h3>\r\n        <p class=\"ec-caso-d\">A empresa cobrou de novo algo que voc\u00ea j\u00e1 quitou, ou cobrou um valor que n\u00e3o devia? <b>Se voc\u00ea chegou a pagar, o CDC garante a devolu\u00e7\u00e3o em dobro<\/b>, al\u00e9m de poss\u00edvel indeniza\u00e7\u00e3o.<\/p>\r\n        <div class=\"ec-caso-law\">CDC \u00b7 Art. 42, par\u00e1grafo \u00fanico<\/div>\r\n      <\/article>\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2l8 4v6c0 4.5-3.4 8.7-8 10-4.6-1.3-8-5.5-8-10V6l8-4z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Plano de Sa\u00fade Negou<\/h3>\r\n        <p class=\"ec-caso-d\">O plano recusou cirurgia, exame ou tratamento com indica\u00e7\u00e3o m\u00e9dica? <b>Muitas negativas s\u00e3o abusivas e \u00e9 poss\u00edvel conseguir liminar para autoriza\u00e7\u00e3o urgente<\/b>, al\u00e9m de indeniza\u00e7\u00e3o.<\/p>\r\n        <div class=\"ec-caso-law\">Lei 9.656\/98 \u00b7 CDC \u00b7 Art. 51<\/div>\r\n      <\/article>\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M14.31 8l5.74 9.94M9.69 8h11.48M7.38 12l5.74-9.94M9.69 16L3.95 6.06M14.31 16H2.83M16.62 12l-5.74 9.94\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Desconto N\u00e3o Reconhecido<\/h3>\r\n        <p class=\"ec-caso-d\">Apareceu na fatura ou no benef\u00edcio um desconto de servi\u00e7o que voc\u00ea nunca contratou? <b>A cobran\u00e7a sem autoriza\u00e7\u00e3o \u00e9 ilegal e o valor deve ser devolvido<\/b>, com repara\u00e7\u00e3o pelo transtorno.<\/p>\r\n        <div class=\"ec-caso-law\">CDC \u00b7 Art. 39, inciso III<\/div>\r\n      <\/article>\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2l8 4v6c0 4.5-3.4 8.7-8 10-4.6-1.3-8-5.5-8-10V6l8-4z\"\/><path d=\"M12 8v4M12 16h.01\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Golpe ou Fraude Banc\u00e1ria<\/h3>\r\n        <p class=\"ec-caso-d\">Caiu em golpe do falso funcion\u00e1rio, PIX indevido ou empr\u00e9stimo que n\u00e3o fez? <b>O banco responde pela falha de seguran\u00e7a<\/b> e pode ser obrigado a devolver os valores e reparar o dano.<\/p>\r\n        <div class=\"ec-caso-law\">CDC \u00b7 Art. 14 \u00b7 S\u00famula 479 STJ<\/div>\r\n      <\/article>\r\n\r\n      <article class=\"ec-caso\">\r\n        <div class=\"ec-caso-ico\"><svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20.91 8.84L8.56 21.19a4.24 4.24 0 01-6-6L14.9 2.84a2.82 2.82 0 014 4L6.56 19.19\"\/><\/svg><\/div>\r\n        <h3 class=\"ec-caso-t\">Produto ou Servi\u00e7o com Defeito<\/h3>\r\n        <p class=\"ec-caso-d\">Comprou algo que veio com defeito, n\u00e3o foi entregue ou n\u00e3o funciona, e a empresa se recusa a resolver? <b>Voc\u00ea tem direito \u00e0 troca, ao dinheiro de volta ou ao conserto<\/b>, e \u00e0 repara\u00e7\u00e3o se houve preju\u00edzo.<\/p>\r\n        <div class=\"ec-caso-law\">CDC \u00b7 Art. 18 e 35<\/div>\r\n      <\/article>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DANO MORAL \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-dm\" aria-label=\"Direito \u00e0 indeniza\u00e7\u00e3o\">\r\n  <div class=\"ec-dm-in\">\r\n    <div>\r\n      <span class=\"ec-dm-kick\">Repara\u00e7\u00e3o<\/span>\r\n      <h2>Voc\u00ea foi lesado. <i>A lei prev\u00ea que voc\u00ea seja indenizado por isso.<\/i><\/h2>\r\n      <p>\r\n        O C\u00f3digo de Defesa do Consumidor parte de um princ\u00edpio simples: <b>quem causa um dano ao\r\n        consumidor tem o dever de repar\u00e1-lo.<\/b> Isso vale para o preju\u00edzo financeiro e tamb\u00e9m\r\n        para o abalo moral, o constrangimento e o tempo perdido.\r\n      <\/p>\r\n      <p>\r\n        N\u00e3o se trata de sorte nem de exce\u00e7\u00e3o. \u00c9 a aplica\u00e7\u00e3o da lei ao seu caso concreto, feita\r\n        por quem conhece o caminho. <b>O primeiro passo \u00e9 entender exatamente o que voc\u00ea tem direito de exigir.<\/b>\r\n      <\/p>\r\n      <div class=\"ec-dm-law\">C\u00f3digo de Defesa do Consumidor \u00b7 Lei 8.078\/90<\/div>\r\n    <\/div>\r\n\r\n    <div class=\"ec-cards2\">\r\n      <div class=\"ec-c2\">\r\n        <div class=\"ec-c2-n\">01<\/div>\r\n        <div>\r\n          <div class=\"ec-c2-t\">Repara\u00e7\u00e3o material<\/div>\r\n          <div class=\"ec-c2-d\">Devolu\u00e7\u00e3o do que voc\u00ea pagou indevidamente, muitas vezes em dobro, conforme o caso.<\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"ec-c2\">\r\n        <div class=\"ec-c2-n\">02<\/div>\r\n        <div>\r\n          <div class=\"ec-c2-t\">Dano moral<\/div>\r\n          <div class=\"ec-c2-d\">Indeniza\u00e7\u00e3o pelo constrangimento, pelo nome sujo ou pelo estresse causado pela empresa.<\/div>\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"ec-c2\">\r\n        <div class=\"ec-c2-n\">03<\/div>\r\n        <div>\r\n          <div class=\"ec-c2-t\">Obriga\u00e7\u00e3o de fazer<\/div>\r\n          <div class=\"ec-c2-d\">A empresa \u00e9 obrigada a corrigir o problema: limpar o nome, autorizar o procedimento, entregar o produto.<\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DR. JO\u00c3O \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-dr\" aria-label=\"Sobre o advogado\">\r\n  <div class=\"ec-dr-in\">\r\n    <div>\r\n      <div class=\"ec-dr-visual\">\r\n        <div class=\"ec-dr-photo\" role=\"img\" aria-label=\"Dr. Jo\u00e3o Pedro Pires, advogado do consumidor\"><\/div>\r\n        <div class=\"ec-dr-badge\">\r\n          <span class=\"ec-dr-badge-t\">Atendimento 100% Digital<\/span>\r\n          <span class=\"ec-dr-badge-v\">Em todo o Brasil<\/span>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div>\r\n      <h2>Eu represento voc\u00ea <i>para garantir o que \u00e9 seu por direito.<\/i><\/h2>\r\n      <p class=\"ec-dr-p\">\r\n        Muito prazer, sou o <b>Jo\u00e3o Pedro Pires<\/b>, advogado inscrito na OAB\/RJ sob o n\u00ba 260.430,\r\n        especializado em Direito do Consumidor.\r\n      <\/p>\r\n      <p class=\"ec-dr-p\">\r\n        A legisla\u00e7\u00e3o brasileira protege o consumidor de forma clara, mas a maioria das pessoas\r\n        n\u00e3o sabe como us\u00e1-la. Grandes empresas contam com isso. Muita gente acaba aceitando\r\n        a cobran\u00e7a errada, o nome sujo ou o descaso, achando que n\u00e3o h\u00e1 o que fazer.\r\n      <\/p>\r\n      <p class=\"ec-dr-p\">\r\n        Fundei este escrit\u00f3rio para equilibrar essa balan\u00e7a. <b>Nossa equipe analisa seu caso,\r\n        re\u00fane as provas, calcula a repara\u00e7\u00e3o que a lei prev\u00ea e representa voc\u00ea na Justi\u00e7a.<\/b>\r\n        Todo o processo \u00e9 acompanhado pelo celular, com sigilo profissional garantido pela OAB.\r\n      <\/p>\r\n\r\n      <div class=\"ec-dr-box\">\r\n        <div class=\"ec-dr-box-t\">\r\n          <span class=\"ec-dr-check\">\r\n            <svg width=\"12\" height=\"12\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#ffffff\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"20 6 9 17 4 12\"><\/polyline><\/svg>\r\n          <\/span>\r\n          Voc\u00ea n\u00e3o paga nada para come\u00e7ar\r\n        <\/div>\r\n        <p>A an\u00e1lise do seu caso \u00e9 gratuita. N\u00f3s assumimos o risco: se entrarmos com o processo, voc\u00ea n\u00e3o gasta um centavo do pr\u00f3prio bolso. O escrit\u00f3rio s\u00f3 recebe se, e quando, o resultado for favor\u00e1vel.<\/p>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 PROCESSO \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-sec ec-sec-wash\" aria-label=\"Como funciona\">\r\n  <div class=\"ec-sec-in\">\r\n    <div class=\"ec-sec-head\">\r\n      <span class=\"ec-kick\">Passo a Passo<\/span>\r\n      <h2 class=\"ec-h2\">Como funciona a <i>nossa representa\u00e7\u00e3o<\/i><\/h2>\r\n      <p class=\"ec-sec-sub\">Do primeiro contato at\u00e9 a repara\u00e7\u00e3o, tudo pelo celular. <b>Voc\u00ea n\u00e3o precisa sair de casa nem enfrentar fila.<\/b><\/p>\r\n    <\/div>\r\n\r\n    <div class=\"ec-grid-4\">\r\n      <article class=\"ec-step-c\">\r\n        <div class=\"ec-step-n\">1<\/div>\r\n        <h3 class=\"ec-step-t\">Consulta Gratuita<\/h3>\r\n        <p class=\"ec-step-d\">Voc\u00ea conta o que aconteceu pelo WhatsApp, por texto ou \u00e1udio. Avaliamos se h\u00e1 direito \u00e0 repara\u00e7\u00e3o e explicamos o que a lei prev\u00ea.<\/p>\r\n      <\/article>\r\n      <article class=\"ec-step-c\">\r\n        <div class=\"ec-step-n\">2<\/div>\r\n        <h3 class=\"ec-step-t\">Reuni\u00e3o de Provas<\/h3>\r\n        <p class=\"ec-step-d\">Voc\u00ea envia prints, faturas, contratos e comprovantes por foto. Nossa equipe organiza a documenta\u00e7\u00e3o e monta a fundamenta\u00e7\u00e3o.<\/p>\r\n      <\/article>\r\n      <article class=\"ec-step-c\">\r\n        <div class=\"ec-step-n\">3<\/div>\r\n        <h3 class=\"ec-step-t\">A\u00e7\u00e3o Judicial<\/h3>\r\n        <p class=\"ec-step-d\">O escrit\u00f3rio assume a representa\u00e7\u00e3o e ingressa com a a\u00e7\u00e3o, requerendo a corre\u00e7\u00e3o do problema e a indeniza\u00e7\u00e3o devida.<\/p>\r\n      <\/article>\r\n      <article class=\"ec-step-c\">\r\n        <div class=\"ec-step-n\">4<\/div>\r\n        <h3 class=\"ec-step-t\">Acompanhamento<\/h3>\r\n        <p class=\"ec-step-d\">Voc\u00ea \u00e9 avisado a cada etapa. As audi\u00eancias s\u00e3o por videoconfer\u00eancia e o valor cai direto na sua conta ao final.<\/p>\r\n      <\/article>\r\n    <\/div>\r\n\r\n    <aside class=\"ec-guar\">\r\n      <div class=\"ec-guar-ico\">\r\n        <svg viewBox=\"0 0 24 24\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2l8 4v6c0 4.5-3.4 8.7-8 10-4.6-1.3-8-5.5-8-10V6l8-4z\"\/><path d=\"M9 12l2 2 4-4\"\/><\/svg>\r\n      <\/div>\r\n      <div>\r\n        <h3>Honor\u00e1rios exclusivamente no \u00eaxito<\/h3>\r\n        <p>Nossa atua\u00e7\u00e3o \u00e9 firmada em contrato de risco zero. <b>N\u00e3o cobramos nenhuma taxa antecipada.<\/b> O escrit\u00f3rio s\u00f3 recebe os honor\u00e1rios se a a\u00e7\u00e3o tiver resultado favor\u00e1vel, calculados sobre o valor efetivamente recebido.<\/p>\r\n      <\/div>\r\n    <\/aside>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 DEPOIMENTOS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-sec\" aria-label=\"Avalia\u00e7\u00f5es de clientes\">\r\n  <div class=\"ec-sec-in\">\r\n    <div class=\"ec-sec-head\">\r\n      <span class=\"ec-kick\">Avalia\u00e7\u00f5es<\/span>\r\n      <h2 class=\"ec-h2\">Consumidores que <i>confiaram no escrit\u00f3rio<\/i><\/h2>\r\n      <p class=\"ec-sec-sub\">Casos reais de quem buscou orienta\u00e7\u00e3o jur\u00eddica e conseguiu a repara\u00e7\u00e3o que a lei garante.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"ec-grid-3\">\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av1\">A<\/div><div><div class=\"ec-dep-n\">Ant\u00f4nio Ferreira<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"Meu nome foi negativado por uma conta que eu j\u00e1 tinha pagado. <b>O escrit\u00f3rio resolveu, limpou meu nome<\/b> e ainda consegui uma indeniza\u00e7\u00e3o pelo transtorno.\"<\/p>\r\n      <\/article>\r\n\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av2\">L<\/div><div><div class=\"ec-dep-n\">L\u00facia Andrade<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"A operadora descontava um servi\u00e7o que eu nunca pedi. Cansei de ligar e n\u00e3o resolviam. <b>Entraram com a a\u00e7\u00e3o e recebi tudo de volta em dobro.<\/b>\"<\/p>\r\n      <\/article>\r\n\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av3\">R<\/div><div><div class=\"ec-dep-n\">Rog\u00e9rio Pinto<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"Tinha medo de processar e ficar no preju\u00edzo. Mas <b>o contrato \u00e9 de risco zero<\/b>, n\u00e3o saiu nada do meu bolso. O caso fechou r\u00e1pido, melhor do que eu esperava.\"<\/p>\r\n      <\/article>\r\n\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av4\">C<\/div><div><div class=\"ec-dep-n\">Cristina Moraes<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"O plano negou a cirurgia que meu m\u00e9dico pediu. <b>Conseguiram uma liminar e a autoriza\u00e7\u00e3o saiu em poucos dias.<\/b> Fui atendida com muito cuidado.\"<\/p>\r\n      <\/article>\r\n\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av5\">E<\/div><div><div class=\"ec-dep-n\">Eduardo Lima<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"Ca\u00ed num golpe e o banco n\u00e3o queria devolver, dizia que a culpa era minha. <b>O escrit\u00f3rio provou a falha de seguran\u00e7a<\/b> e o dinheiro voltou pra minha conta.\"<\/p>\r\n      <\/article>\r\n\r\n      <article class=\"ec-dep\">\r\n        <div class=\"ec-dep-h\"><div class=\"ec-dep-av ec-av6\">S<\/div><div><div class=\"ec-dep-n\">Simone Costa<\/div><div class=\"ec-dep-st\">\u2605\u2605\u2605\u2605\u2605<\/div><\/div><\/div>\r\n        <p class=\"ec-dep-x\">\"Comprei um m\u00f3vel que nunca chegou e a loja fazia descaso. <b>Entraram com a a\u00e7\u00e3o e recebi o dinheiro de volta<\/b> mais a indeniza\u00e7\u00e3o. Explicaram cada etapa.\"<\/p>\r\n      <\/article>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 FAQ \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<section class=\"ec-sec ec-sec-wash\" aria-label=\"Perguntas frequentes\">\r\n  <div class=\"ec-sec-in\">\r\n    <div class=\"ec-sec-head\">\r\n      <span class=\"ec-kick\">D\u00favidas Frequentes<\/span>\r\n      <h2 class=\"ec-h2\">O que todo consumidor <i>pergunta antes de come\u00e7ar<\/i><\/h2>\r\n    <\/div>\r\n\r\n    <div class=\"ec-faq\">\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Fui negativado por uma d\u00edvida que n\u00e3o reconhe\u00e7o. O que fazer?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>A negativa\u00e7\u00e3o indevida d\u00e1 direito \u00e0 <b>retirada imediata do nome<\/b> dos \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito e, na maioria dos casos, a uma <b>indeniza\u00e7\u00e3o por danos morais<\/b>. O C\u00f3digo de Defesa do Consumidor responsabiliza a empresa mesmo quando ela alega erro de sistema ou fraude de terceiros. Guarde prints e comprovantes e busque orienta\u00e7\u00e3o o quanto antes.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Preciso pagar alguma coisa para entrar com a a\u00e7\u00e3o?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>N\u00e3o. A an\u00e1lise do caso \u00e9 gratuita e trabalhamos com <b>honor\u00e1rios exclusivamente no \u00eaxito<\/b>. O escrit\u00f3rio recebe apenas se a a\u00e7\u00e3o tiver resultado favor\u00e1vel, com percentual calculado sobre o valor que voc\u00ea efetivamente receber. Nenhuma taxa \u00e9 cobrada antecipadamente.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>A empresa cobrou uma d\u00edvida que eu j\u00e1 paguei. Tenho direito?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>Sim. A cobran\u00e7a de d\u00edvida j\u00e1 quitada \u00e9 abusiva. <b>Se a cobran\u00e7a foi indevida e voc\u00ea chegou a pagar de novo, o CDC prev\u00ea a devolu\u00e7\u00e3o em dobro<\/b> do valor cobrado, al\u00e9m de poss\u00edvel indeniza\u00e7\u00e3o pelo transtorno. O comprovante do primeiro pagamento \u00e9 a prova principal.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Meu plano de sa\u00fade negou um procedimento. Isso \u00e9 legal?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>Muitas negativas de plano de sa\u00fade s\u00e3o consideradas <b>abusivas pela Justi\u00e7a<\/b>, especialmente quando o procedimento tem indica\u00e7\u00e3o m\u00e9dica. \u00c9 poss\u00edvel conseguir <b>liminar para autoriza\u00e7\u00e3o em car\u00e1ter de urg\u00eancia<\/b>, al\u00e9m de indeniza\u00e7\u00e3o pelos danos causados. Guarde o pedido m\u00e9dico e a negativa por escrito.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Preciso ir ao escrit\u00f3rio presencialmente?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>N\u00e3o. O atendimento \u00e9 feito por WhatsApp em <b>todo o Brasil<\/b>. Os documentos s\u00e3o enviados por foto pelo celular e as audi\u00eancias s\u00e3o realizadas por videoconfer\u00eancia na maioria das varas. Voc\u00ea resolve tudo sem sair de casa.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Quanto tempo tenho para reclamar dos meus direitos?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>O prazo varia conforme o caso. Para repara\u00e7\u00e3o de danos, o C\u00f3digo Civil prev\u00ea em regra <b>tr\u00eas anos<\/b>. Para v\u00edcios do produto ou servi\u00e7o, o CDC prev\u00ea prazos de 30 a 90 dias a partir da constata\u00e7\u00e3o. Por isso \u00e9 importante <b>buscar orienta\u00e7\u00e3o o quanto antes<\/b>, para n\u00e3o perder o direito.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>J\u00e1 reclamei no Procon e n\u00e3o resolveu. Ainda posso processar?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>Sim. O Procon \u00e9 um \u00f3rg\u00e3o administrativo e nem sempre consegue resolver o caso ou garantir indeniza\u00e7\u00e3o. <b>A a\u00e7\u00e3o judicial \u00e9 um caminho independente<\/b> e pode alcan\u00e7ar resultados que o Procon n\u00e3o alcan\u00e7a, como a repara\u00e7\u00e3o por dano moral. A reclama\u00e7\u00e3o anterior inclusive serve como prova.<\/p><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"ec-fq\">\r\n        <button class=\"ec-fq-q\" aria-expanded=\"false\"><span>Que documentos preciso separar?<\/span><span class=\"ec-fq-i\">+<\/span><\/button>\r\n        <div class=\"ec-fq-a\"><p>Depende do caso, mas o b\u00e1sico costuma ser <b>prints das conversas, faturas, contratos, comprovantes de pagamento e o extrato da negativa\u00e7\u00e3o<\/b>. Se n\u00e3o tiver tudo, n\u00e3o tem problema: comece a conversa com o que voc\u00ea tiver em m\u00e3os que a equipe orienta o restante.<\/p><\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<\/div><!-- \/#ec-lp -->\r\n\r\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RODAP\u00c9 (Neves Silva Advogados) \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:ital,wght@0,700;1,700&family=Inter:wght@400;500;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n.dr-site-footer-wrap{\r\n  --f-bg-dark:#0B0F19;--f-text-muted:#94A3B8;--f-gold:#D4AA58;\r\n  --f-border:rgba(255,255,255,.08);--f-wpp:#25D366;--f-wppd:#1EBE55;\r\n}\r\n.dr-site-footer-wrap *,.dr-site-footer-wrap *::before,.dr-site-footer-wrap *::after{box-sizing:border-box}\r\n\r\n\/* LOCALIZA\u00c7\u00c3O *\/\r\n.dr-location-section{\r\n  background-image:linear-gradient(rgba(9,12,18,.90),rgba(10,12,18,.96)),\r\n    url('https:\/\/images.unsplash.com\/photo-1497366216548-37526070297c?auto=format&fit=crop&w=1950&q=80');\r\n  background-size:cover;background-position:center;background-attachment:fixed;\r\n  padding:100px 20px;font-family:'Inter',sans-serif;color:#fff;\r\n}\r\n.dr-loc-container{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}\r\n.dr-loc-content h2{font-family:'Playfair Display',serif;font-size:3rem;line-height:1.1;color:#fff;margin-bottom:20px;text-transform:uppercase;letter-spacing:1px}\r\n.dr-loc-address{font-size:1.1rem;line-height:1.8;color:#cbd5e1;margin-bottom:25px}\r\n.dr-loc-address strong{color:#dfc767;font-weight:600;display:block;font-size:1.25rem;margin-bottom:10px}\r\n.dr-loc-social{display:flex;gap:15px;margin-bottom:30px}\r\n.social-link-insta{display:flex;align-items:center;justify-content:center;width:44px;height:44px;background:rgba(255,255,255,.03);border:1px solid var(--f-border);border-radius:10px;color:#fff;transition:all .3s ease;text-decoration:none}\r\n.social-link-insta:hover{background:var(--f-gold);color:#000;transform:translateY(-3px)}\r\n.dr-loc-tag{display:inline-block;background:rgba(223,199,103,.1);border-left:3px solid #dfc767;padding:10px 15px;font-size:.9rem;color:#e0e0e0;font-weight:500;line-height:1.5}\r\n.dr-map-wrapper{border-radius:12px;overflow:hidden;box-shadow:0 20px 40px rgba(0,0,0,.5);border:2px solid rgba(223,199,103,.2)}\r\n.dr-map-wrapper iframe{width:100%;height:400px;border:0;filter:grayscale(100%) invert(90%) contrast(90%)}\r\n\r\n\/* DISCLAIMER STRIP *\/\r\n.dr-disclaimer-strip{background:#111827;border-top:1px solid rgba(212,175,55,.25);border-bottom:1px solid rgba(255,255,255,.05);padding:14px 20px;font-family:'Inter',sans-serif}\r\n.dr-disclaimer-in{max-width:1100px;margin:0 auto;display:flex;align-items:flex-start;gap:10px}\r\n.dr-disclaimer-txt{font-size:11.5px;color:#94A3B8;line-height:1.65}\r\n.dr-disclaimer-txt strong{color:#D4AA58;font-weight:700}\r\n\r\n\/* RODAP\u00c9 *\/\r\n.dr-footer-strip{background-color:#fff;color:#4b5563;padding:28px 20px;font-family:'Inter',sans-serif;font-size:.85rem;border-top:1px solid #e2e8f0}\r\n.dr-footer-container{max-width:1100px;margin:0 auto;display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:16px}\r\n.dr-footer-left{display:flex;flex-direction:column;gap:5px}\r\n.dr-footer-logo strong{color:#0a0c12;font-family:'Playfair Display',serif;font-size:1.1rem}\r\n.dr-footer-disclaimer{font-size:11px;color:#94a3b8;line-height:1.6;max-width:480px}\r\n.dr-footer-links{display:flex;flex-direction:column;align-items:flex-end;gap:8px}\r\n.dr-footer-links a{color:#64748b;text-decoration:none;font-size:.85rem;transition:color .2s}\r\n.dr-footer-links a:hover{color:#0a0c12;text-decoration:underline}\r\n\r\n\/* WPP FLUTUANTE *\/\r\n.wpp-floating{position:fixed;bottom:30px;right:30px;background-color:var(--f-wpp);color:#fff;width:60px;height:60px;border-radius:50%;display:flex;align-items:center;justify-content:center;text-decoration:none;box-shadow:0 10px 25px rgba(37,211,102,.4);z-index:9999;transition:transform .3s ease,background-color .3s ease;animation:pulse-wpp 2s infinite}\r\n.wpp-floating svg{width:34px;height:34px;fill:#fff}\r\n.wpp-floating:hover{background-color:var(--f-wppd);transform:scale(1.1)}\r\n@keyframes pulse-wpp{0%{box-shadow:0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 0 0 15px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}\r\n@media(prefers-reduced-motion:reduce){.wpp-floating{animation:none}}\r\n\r\n@media(max-width:992px){\r\n  .dr-loc-container{grid-template-columns:1fr;text-align:center}\r\n  .dr-loc-social{justify-content:center}\r\n  .dr-footer-container{flex-direction:column;align-items:flex-start}\r\n  .dr-footer-links{align-items:flex-start}\r\n}\r\n@media(max-width:580px){\r\n  .wpp-floating{bottom:20px;right:20px;width:54px;height:54px}\r\n  .wpp-floating svg{width:30px;height:30px}\r\n}\r\n<\/style>\r\n\r\n<div class=\"dr-site-footer-wrap\">\r\n\r\n<section class=\"dr-location-section\">\r\n  <div class=\"dr-loc-container\">\r\n    <div class=\"dr-loc-content\">\r\n      <h2>Nosso<br>Escrit\u00f3rio<\/h2>\r\n      <p class=\"dr-loc-address\">\r\n        <strong>Neves Silva Advogados<\/strong>\r\n        R. Gessyr Gon\u00e7alves Fontes, 115<br>\r\n        Sala 401 - Centro<br>\r\n        S\u00e3o Jo\u00e3o de Meriti - RJ<br>\r\n        CEP: 25520-570\r\n      <\/p>\r\n      <div class=\"dr-loc-social\">\r\n        <a href=\"https:\/\/www.instagram.com\/joaopiressaadv\" target=\"_blank\" rel=\"noopener\" class=\"social-link-insta\" aria-label=\"Instagram\">\r\n          <svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\r\n            <rect x=\"2\" y=\"2\" width=\"20\" height=\"20\" rx=\"5\" ry=\"5\"\/>\r\n            <path d=\"M16 11.37A4 4 0 1 1 12.63 8 4 4 0 0 1 16 11.37z\"\/>\r\n            <line x1=\"17.5\" y1=\"6.5\" x2=\"17.51\" y2=\"6.5\"\/>\r\n          <\/svg>\r\n        <\/a>\r\n      <\/div>\r\n      <div class=\"dr-loc-tag\">\r\n        \ud83d\udd12 Atendimento presencial apenas com hora marcada. Para maior rapidez, inicie a sua an\u00e1lise agora por WhatsApp.\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"dr-map-wrapper\">\r\n      <iframe\r\n        src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3678.8953155353134!2d-43.37128692383824!3d-22.76926943292415!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x996452296d1117%3A0xc07a213e4b78637c!2sR.%20Gessyr%20Gon%C3%A7alves%20Fontes%2C%20115%20-%20Centro%2C%20S%C3%A3o%20Jo%C3%A3o%20de%20Meriti%20-%20RJ%2C%2025520-570!5e0!3m2!1spt-BR!2sbr!4v1711045000000!5m2!1spt-BR!2sbr\"\r\n        allowfullscreen=\"\" loading=\"lazy\" title=\"Localiza\u00e7\u00e3o do escrit\u00f3rio\">\r\n      <\/iframe>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n<div class=\"dr-disclaimer-strip\">\r\n  <div class=\"dr-disclaimer-in\">\r\n    <span style=\"font-size:14px;flex-shrink:0;margin-top:1px\">\u2696\ufe0f<\/span>\r\n    <p class=\"dr-disclaimer-txt\">\r\n      <strong>Aviso Legal:<\/strong> O Escrit\u00f3rio Neves Silva Advogados \u00e9 uma\r\n      <strong>empresa privada de advocacia<\/strong>, sem qualquer v\u00ednculo com bancos, operadoras,\r\n      planos de sa\u00fade, Procon, \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito ou qualquer \u00f3rg\u00e3o governamental.\r\n      Prestamos exclusivamente <strong>assessoria jur\u00eddica privada<\/strong> conforme a\r\n      Lei 8.906\/94 (Estatuto da OAB). 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